Another way to transfer money to your bank after selling bitcoin is via the "Single European Payments Area" (SEPA) system. SEPA was designed to make international transfers between member states of the European Union more efficient. Some exchanges (such as Kraken and BTC-e) support these payments.
However, transfers take a very long time (around four days), and can incur large charges – potentially making trading prohibitively expensive. HSBC, for example, charges £4 per SEPA payment made via online banking and £9 per WorldPay transaction. Barclays charges £15 per SEPA payment and £25 for other international transactions.
If you are opening an account with the specific purpose of receiving funds from bitcoin trading, you may find high street banks refuse to do business with you. HSBC has explicitly refused the author of this guide accounts for bitcoin trading.
You can also use third-party payment processors to withdraw and receive fiat funds. The numbers of these services is dwindling, however. OKPAY recently stopped engaging with bitcoin businesses.
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